Needs assessment
Step 1What we do
Assess your operational needs: SEPA, Instant SEPA or SWIFT, transaction volumes and currencies.
What you receive
A clear list of the features your banking solution must provide.

Expert advice on opening a business bank account that fits your business model, including fintech and crypto.We assess your needs, engage with banks and present suitable options in about 2 weeks; you choose.
Free, no-obligation assessmentWe reply within 1 business day
Overview

Opening a business account can be the hardest step of a new venture, especially in crypto and fintech. MAXCORP focuses on advice specific to your business model, not on promising a particular bank: we analyse your needs, engage with our network of credit and financial institutions and present a selection of well‑suited options.

Your operational needs mapped first: SEPA or SWIFT, transaction volumes and currencies
Banks and financial institutions engaged on your behalf, with their offerings analysed for you
Account types compared for your model, from administrative accounts to client funds accounts
Ex-bankers in our team with connections that help to find solutions for difficult cases
Help with the onboarding documents, bank communication and application submissions
Clear insight into each option, so you can make an informed choice of banking partner
Choosing a banking partner is a strategic decision that affects growth and day-to-day operations. The process differs from country to country and from bank to bank, especially for fintech and crypto. We guide you through it with actionable insights, while the final decision and the engagement with the bank stay yours. The result is a banking set-up you chose with the full picture of fees and features.
Scope
The advisory runs in three parts: understanding your needs, identifying suitable banks and supporting the onboarding. The account types, features and fees differ by bank and by country, so we compare them side by side for your business model.
What we do
Assess your operational needs: SEPA, Instant SEPA or SWIFT, transaction volumes and currencies.
What you receive
A clear list of the features your banking solution must provide.
What we do
Engage with trusted credit and financial institutions and analyse their offerings for your model.
What you receive
A selection of well-suited options, with the features and fees of each account type.
What we do
Help to manage the documentation, communication with the bank and the application submission.
What you receive
A smoother onboarding with the bank you chose, while the engagement stays yours.
Prices
Basic account support comes with our operational company packages. The full advisory is for complex or regulated business models.
With a new company
IncludedIn our operational company packages
Help choosing a bank or EU fintech account and preparing the application.
Complex or regulated
From €2,500Advisory fee, excluding bank fees
The full advisory for fintech, crypto and other businesses that banks review closely.
* Pricing is indicative and subject to final confirmation. Prices exclude VAT. The advisory fee is a professional fee from the amount shown. Fees for bank onboarding or account opening are paid directly to the respective banks. No particular bank is guaranteed.
Process
We start by understanding what your account must do, then engage with the banks that fit and present the options with our insights. After your choice, we can support the onboarding, from the documents to the bank’s follow‑up questions.
Indicative timeline
About 2 weeks
Start
Your business model, markets and preliminary information.
Week 1
SEPA or SWIFT, volumes, currencies and account types defined.
Weeks 1 to 2
Suitable institutions contacted and their offerings analysed.
About 2 weeks
A selection of options with features, fees and our insights.
After your choice
Documents, bank communication and application submission.
About 2 weeks is the typical time to complete the advisory and present options. The bank’s own onboarding time depends on the bank and is separate from our steps.
FAQ
No. We focus on advice specific to your business model rather than guaranteeing a particular bank. Each bank decides on opening an account under its own KYC and AML rules.
The professional advisory fee starts from €2,500. Fees for bank onboarding or account opening are paid directly to the respective banks.
The typical lead time to complete the advisory and present banking options is about 2 weeks. The bank’s own onboarding takes additional time.
Yes. Crypto and fintech businesses often face the biggest banking challenges, and our team includes ex-bankers with connections that help to find solutions for difficult cases.
The account types available for your business model, such as administrative (operating) accounts and client funds accounts, with the features (SEPA, Instant SEPA, SWIFT) and fees of each. See also our guide to opening a business account remotely.
Yes, basic business account support is included in our operational company packages. The full banking advisory is for complex or regulated business models. See Company formation.
You do. We present the options with our insights; the choice of bank and the engagement with it are yours, and the bank decides on your application.
We advise companies registered in the countries where we form companies, and we work with a network of banks and payment providers. The right option depends on your business model, your markets and the currencies you need.
Contact
Share some preliminary information about your business. We set up an online meeting and outline how we would approach your banking.
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